How to pay bills with Bitcoin when someone does not accept it

Although it is still difficult to convince ordinary people to take back their power from the big banks and corporations and accept cryptocurrencies. At least with the new advances in technology, paying your bills with Bitcoin is no longer complicated.

However, not everyone is familiar with the process. If you are one of them, then this guide is for you as it will show you many different ways you can pay bills using Bitcoin and other cryptocurrencies even when someone does not accept them.

Can you use cryptocurrencies to pay bills?

Of course you can! And it’s actually a lot easier to pay bills with Bitcoin when someone accepts them directly, since there’s no middleman, no currency conversion fees, and it allows for cross-border transactions.

However, since most people still only use the usual old payment methods and are not aware of cryptocurrency options. It can certainly be difficult to try to figure out how to pay your bills with cryptocurrencies when someone does not even accept them. And this is where problems usually begin.

But thanks to advances in technology, there are actually already several different solutions and platforms available that can be used to pay your bills when you need them.

Best services to pay bills using crypto

Although many would still choose to use Bitcoin directly whenever possible, as this is not always possible, the free market has found its own solutions. And some of these include decentralized payment services and crypto-friendly banks.

Now let’s take a closer look at some of these services below.


Lamium - Decentralized way to pay bills with Bitcoin

Lamium is a unique startup that delivers the world’s first decentralized crypto payment service to pay bills, invoices and online orders using Bitcoin and Dash cryptocurrencies.

Not only does Lamium give people a way to both buy and sell Bitcoin, but it also provides a new way to operate and trade privately in the coming futuristic decentralized world.

The way Lamium is disrupting the industry is by using the same secure escrow systems used in various P2P exchange services such as AgoraDesk, HodlHodl and many others.

The main difference, however, is that with Lamium instead of buying Bitcoins from exchanges, users can buy Bitcoin by paying invoices for other people. And at the same time, other users can sell their Bitcoins by uploading their invoices.

Lamium - Pay bills with Bitcoin

It’s super easy to get started paying bills with Lamium as no registration is even required and all you have to do is fill out and upload the form above and pay your bill with either Bitcoin or Dash. The bills are then paid as soon as the transaction is confirmed and the decentralized network of trusted invoice payers can start processing it.

The whole process is then secured by using the escrow service, where funds are only released after confirmed payments. Lamium also charges a small fixed fee from the service, only 1.97% from the invoice plus an additional 0.0001 BTC per.

Start using Bitcoin & Dash with Lamium anywhere you want.


Bitwala Account - Pay bills with Bitcoin

Bitwala is a new form of crypto-friendly banking service offering cryptocurrency trading, debit cards and IBAN accounts to individuals in Germany, Switzerland and other countries within the European Economic Area.

Bitwala is, unlike most banks, actually a cryptocurrency-friendly bank. And it’s focused on serving the crypto community by offering complete banking services and payment cards. This means that users can sign up for it for free and transfer cryptocurrencies to the Bitwala bank account and use it as a regular bank.

The Bitwala bank account with its IBAN numbers works just like any regular bank, you can create direct debits, make international payments, pay your bills and track your expenses. And on top of this, with the contactless payment card Bitwala you can use your Bitcoin in stores, pay online or withdraw your money for free in ATMs worldwide.

Bitwala also supports a variety of cryptocurrencies such as Bitcoin, Ethereum, Litecoin, Monero, Dash and many more. And because Bitwala is licensed and insured in Germany, deposits have a protected guarantee of up to € 100,000 by the German Deposit Guarantee Scheme (DGS).

Get your Bitwala bank account and earn 15 € for free

Other services to pay bills using crypto

There are also several other billing processors around the world.

Cryptocurrency payment card solutions

Apart from the more usual ways of paying bills through banking services, there are also a number of other payment solutions for cryptocurrencies such as Bitcoin debit cards.

Here are some of our most recommended debit card solutions.

  • Advanced Cash – The most advanced worldwide Bitcoin debit card available.
  • Skrill – Well-known popular choice for e-commerce available in the euro payment area.
  • Wirex – Good choice among Europeans, up to 1.5% cashback rewards.
  • Revolut – The best choice for European freelancers and businesses of all sizes.
  • MCO – Available in the United States, has the highest cashback rewards of up to 5% on all expenses.
  • Cryptography Global Bitcoin debit that is being delivered all over the world.
  • Bitwala – Currency-friendly bank with IBAN number and debit card.

Alternatively, you can read our full detailed Bitcoin debit card guide:


Bitcoin has to this day been the most dominant alternative payment solution for destructive banks and companies around the world. It has long proven its capabilities and strengths and there are also a lot of unique features and benefits compared to traditional fiat currencies and payment methods.

These features include ease of use, faster cross-border transactions, lower transaction fees, design privacy and many more. And these are just a few of the reasons why we think it is always best to pay and accept cryptocurrencies like Bitcoin directly. Since getting crypto into the mainstream means we need to start using it for daily payments.

But it is obviously still early enough to say that this is not always possible and for this reason it is great to see that we already have these amazing services like Lamium and Bitwala.

Now it’s time to hear what you think? Share your opinion in the comments section below.

For further reading, check out these articles:

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