5 Ways to Buy Bitcoin with Debit or Credit Cards (2021)

Bitcoin is on its way to becoming mainstream, but the biggest hurdle is letting users buy bitcoins right away.

Most Bitcoin exchanges accept many payment options, with the exception of credit / debit cards. One reason for this is due to the irreversible nature of Bitcoin.

However, there are many legitimate Bitcoin exchanges that have begun to accept credit and debit cards as payment methods.

Here are some of the popular and legitimate Bitcoin sites where you can use your debit or credit card to buy bitcoins. I have tested these myself.

In terms of using a credit card, most of these sites use your cash limit on the credit card, so you need to check with your bank to find the limit of your credit card.

So without further ado, here is the list:

  1. Cex.io
  2. Coinmama
  3. Binance
  4. CoinBase
  5. Bitit
  6. Wirex

Note that a few credit card companies have stopped allowing purchases of Bitcoin with credit card due to market volatility:

  • Hunt
  • Bank of america
  • Citi Bank

However, I have compiled a list of updated pages that allow users from different countries to purchase Bitcoin with debit cards.

List of sites to buy Bitcoin using debit or credit cards:

1. Cex.io


I used my travel card (prepaid USD card) to buy bitcoins on Cex.io and it worked like a charm. CEX has been around for years and it is a reliable site to buy Bitcoin with debit or credit cards.

Once you have verified your account, go to “Map” section and add your cards.

It may take 1-2 days for card verification, but once verified, you can use it to instantly purchase bitcoins.

Pay by card

Along with BTC, you can also purchase ETH (Ethereum) using your credit / debit card.

2. Coinmama

Coinmama is another site where you can use your credit or debit card to buy Bitcoins right away. Unlike other sites, CoinMama does not offer Bitcoin wallet and you need to add your Bitcoin Wallet address to which you will receive Bitcoins.

I found that the price of Bitcoins was higher here compared to CEX.io. However, this is another option that you should keep when you need to buy Bitcoins right away.

3. Binance

Use the widget below to buy Bitcoin with debit ad credit card right away.

Binance is the world’s largest cryptocurrency exchange, and it allows you to buy Bitcoin with Visa or Mastercard immediately.

Binance supports a large number of countries and this platform is inactive for those who also want to trade crypto after acquiring it.

Binance supports both debit and credit cards. Binance serves all countries except the United States. There are two payment services available at Binance: Koinal (2.5% fees) and Simplex (3.5%).

The fees are also the lowest, and unlike other platforms you will have access to more sophisticated tools with Binance. Another reason to use Binance is that you get the best Bitcoin price as it has many buyers and sellers.

4. Bitit

Bitit is a France based Bitcoin company that sells popular cryptocurrencies including BTC.

And they proudly claim to be the easiest place to get started with cryptocurrencies, and I think so too, because they sell cryptocurrencies in exchange for more than 10 fiat currencies.

One can also use their service to buy bitcoin from credit / debit cards right away as they support Visa, MasterCard, American Express and Maestro powered debit / credit cards.

The process to get started here is simple and as explained below:

And upon confirmation, you will be eligible for these limits:

  • Buy up to 1500 € per. week via credit / debit card
  • Buy up to 2500 € / week by cash coupon, e-wallet or direct bank.

CoinBase: (US customers only)

CoinBase is one of the most popular sites for buying Bitcoin, Litecoin & ETH. They also support the purchase of Bitcoins using Visa debit / credit cards and the process is instantaneous. This feature is only available to you if you are from the United States. If you are coming from another country, you should look at other options listed here.

To get started buying Bitcoins using a payment card at Coinbase, here’s what you need to do:

  • Sign up for an account on Coinbase here
  • Complete KYC
  • Go to Payment Options page & click Add Payment Method.
  • Select card and add debit / credit card.
  • Coinbase will make two small transactions.
  • Log in to your bank statement and note the small transaction amount.
  • Add it to your Coinbase account below the payment page (this would confirm the card)

You can then start buying Bitcoins anytime right away by using your added debit or credit card.

6. Wirex

Wirex provides a complete crypto banking solution to UK residents and more.

By using Wirex you can easily buy Bitcoin.

When you register on Wirex and complete your KYC, you will have access to a crypto-linked bank account. Here you can top up your account with a debit / credit card and use this charge to buy BTC at any time.

If you are someone looking for a complete banking solution, Wirex is the way to go as they have their physical cards available for the UK. Here is the agreement from CoinSutra: Wirex Agreement: Free Virtual and Physical Bitcoin Debit Card.


I will keep updating this exclusive list of sites that allow the purchase of bitcoins with a credit and debit card.

Frequently asked questions:

Can you buy Bitcoins with a credit card?

Yes, there are many services you can use to buy bitcoin with a credit card.

So far, it’s your turn to recommend any site that accepts credit or debit cards as a payment method for bitcoins. Tell us in the comments section below.

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